Plaintiff in error was plaintiff below and brought suit against the defendant in error for personal injuries which he *386claims to have sustained while in the employ of the defendant in error, by reason of its negligence in not furnishing a proper horse for him to drive. The petition further states that at the time of receiving the injuries the defendant had not availed itself of the compensation act or paid into the insurance fund of the state any premium or money, as- provided . by statute, although defendant employed regularly more than five workmen in and about its establishment. '
The answer admitted the employment of the plaintiff and set up other defenses, and further denied that it was one of the employers contemplated under the compensation act and denied that it was in any way controlled by said act, or that in so far as the defendant is concerned it has any force, value or application.
The ease was tried to a jury and evidence offered tending to support the allegations' of the petition, and that the defendant did at that time employ more than five men in and about its establishment. At the close of the evidence the plaintiff requested the court to charge the jury before argument certain propositions of law separately. The first which was given was as follows:
“The court instructs you, as a jury, if you find from a preponderance of the weight of the evidence that the defendant, at the time of the incurrence of the injury to the plaintiff, had in its employ five or more workmen regularly in the same business, or in- and about the same establishment, and further that the defendant, at that time had not paid any premium into the state insurance fund of Ohio, then, as a matter of law, the defendant is liable to the plaintiff for any injury sustained by him in the course of his employment by the defendant, or any of the defendant’s officers, agents or employes.”
The plaintiff also asked that the following instruction be given to the jury, which was refused and exception noted:
“The court says to you in this action, if you find that the defendant has not availed itself of the Workman’s Compensation act, the test of liability is not whether the employer exercised ordinary care in the situation complained of, but *387whether said employer, the defendant, was guilty of any wrongful act, neglect or default which caused plaintiff’s injuries.”
The refusal of the court to give this last request is the only error assigned in the record. It is claimed on the part of the plaintiff in error that by virtue of Sec. 1465-60 G. C., known as part of the Workman’s Compensation act, that a different and higher degree of care is required of employers who are within the province of that act and do not pay into the state insurance fund the premium provided for by said act.
That section reads as follows:
“All employers who employ five or more workmen or operatives regularly in the same business, or in and about the same establishment, who shall not pay into the state insurance fund the premiums provided by this act, shall be liable' to their employes for damages suffered by reason of personal injuries sustained in the course of employment caused by the wrongful act, neglect or default of the employer, or any of the employer’s officers, agents or employes, and also to the personal representatives of such employes, where death results from such injuries, and in such action the defendant shall not avail himself or itself of the following common law defenses: The defense of the fellow servant rule, the defense of the assumption of risk or the defense of contributory negligence.”
The expressed purpose of that section seems to be to take away from employers who do not avail themselves of the act, the common law defenses of the fellow servant rule, the defense of the assumption of risk, and the defense of contributory negligence.
Does the act in addition to that require a higher degree of care than was required at common law ? Or, in other words, is. the employer, failing to pay the premium required by the act, required to exercise more than ordinary care under the circumstances of the particular case ? It will be noticed that this clause making the employer liable for personal injuries sustained in the course of employment caused by the wrongful act, neglect or default of the employer, is taken substantially from the wrongful death statute wkich is Sec. 10770 G. C., which, reads in part:
*388“When the death of a person is caused by wrongful act, neglect or. default, such as 'would have entitled the party injured to maintain an action and recover damages in respect thereof, if death had not ensued, ’ ’ etc., a recovery may be had.
It has always been held under that statute that the want of ordinary care under the circumstances was the test of liability when a question of negligence was involved in the case. It nowhere appears in the compensation act that the legislature intended, in using those words, that they should have any different meaning than that which has heretofore been given them by the courts of the state. Indeed, we do not think the courts .of Ohio have given any sanction to the attempted fine distinction between the degrees of negligence which are sometimes named as grounds as slight, gross or ordinary.
Commencing in the case of Cleveland, C & C. Ry. v. Terry, 8 Ohio St. 570, reading from page 581 from the opinion of the court, it is said:
•“It is obvious from this definition that the ordinary care required by the rule, has not only an absolute, but also a relative signification. It is to be such care as prudent persons are -accustomed to exercise, under the peculiar' circumstances of •each case. If called into exercise under circumstances of peculiar peril, a greater amount of care is required than where the •circumstances are less perilous; because prudent and careful persons, having in view the object to be obtained, and the just Tights of others, are in such eases, accustomed to exercise more -care than in cases less perilous. The amount of care is indeed increased, but the standard is still the same. It is still nothing añore than ordinary care under the circumstances of that particular case. The circumstances, then, are to be regarded in -determining whether ordinary care has been exercised.”
To the same effect is Weiser v. Railway, 6 Circ. Dec. 215 (10 R. 14), in which the court quotes from Cleveland, C. & C. Ry. v. Terry, supra. Again, in the case of Cleveland, C. C. & I. Ry. v. Elliott, 28 Ohio St. 340, reading from the opinion of the court on page 357, it is said:
“A large amount of learning is developed in the boobs, apon the subject of the' various degrees of care and their cor*389responding phases of negligence. It may perhaps be doubted' whether the elaborate attempts to define the exact distinctions-between the adjectives slight, ordinary and gross does not tend,, not only to mislead juries, but sometim.es to result even in' judicial confusion. ’ ’
And further the court says:
“There is pertinency in the remark of Baron Rolfe, Wilson v. Britt, 11 M. & W. 113, and Willis in L. R., 1 C. P. 640, that gross negligence is merely negligence with the addition of a vituperative epithet. When it is said that a person must exercise ordinary care, the statement is so plain in its language and so simple in the idea to be conveyed, that if the proposition is not comprehended in this form, mere words will probably occasion less intelligence. ’ ’
Again, to the same effect is Telegraph Co. v. Griswold, 37 Ohio St. 301 [41 Am. Rep. 500], in which the Supreme Court-quoted from Lord Denman:
“When we find gross negligence made the criterion to determine the liability of a common carrier who has given the-usual notice, it might perhaps have been reasonably expected that something like a definite meaning should have been given to the expression. .It is believed, however, that in none of the-numerous cases on this subject is any such attempt made, and it may well be doubted whether between gross negligence and. negligence merely, any intelligible distinction exists.”
To the same effect is Harriman v. Railway, 45 Ohio St. 11 [12 N. E. Rep. 451; 4 Am. St. Rep. 507], and Columbus & X. Ry. v. Webb, 12 Ohio St. 475, 496.
The doctrine of the Ohio cases cited is supported by the. Supreme Court of the United States in the ease of Milwaukee & St. Paul Ry. v. Arms, 91 U. S. 489, 494 [23 L. Ed. 374].
From these authorities we are led to the conclusion that the rule which has prevailed in Ohio as to the amount of care-required, may be different in and under conditions, but that, the degree required is that of ordinary care under all circumstances. As said in one of the cases, the degree of care where a person operates a railroad train going through the country at a high rate of speed is greater in amount than that of a. *390person who runs a stage coach, but in both instances it is the •degree of care that ordinarily prudent persons are ordinarily accustomed to exercise under the same or similar circumstances, but we find this question is settled by our own Supreme Court in the case of State v. Creamer, 85 Ohio St. 349 [97 N. E. Rep. 602; 39 L. R. A. (N. S.) 694], reading from the opinion on page 386, it is said in construing this statute:
“Employers of five or more who.do not pay premiums into the fund are deprived in actions against them of the common law defenses of the fellow servant rule, the assumption of risk and of contributory negligence.”
It is not intimated that they are also held to a higher degree of care. Again, on page 392:
“All employers who shall not pay into the insurance fund, -it # shall be liable to their employes for damages, * * * caused by the wrongful act, neglect or default of the employer, his agents, etc., and in such cases the defenses of assumption of risk, fellow servant and contributory negligence are not available. So that an employer who elects not to come into the plan of insurance may still escape liability if he is not guilty of wrongful act, neglect or default. His liability is not absolute ;as in the case of the New York statute hereinafter referred to. .And it cannot be said that the withdrawal of the defenses of ¡assumption of risk, fellow servant and contributory negligence, as against an employer who does not. go into the plan, is coercive, for,such withdrawal is in harmony with the legislative policy of the state for a number of years past. ’ ’
Now, if this act also held the .employer to a higher degree of care .because of his failure to go into the plan of insurance, it seems to us that the Supreme Court would have referred to -that fact, and such finding might have led them to a different decision as to the constitutionality of the act.
Again, on page 393:
“As to the employe, if the parties do not elect to operate under the act, he has his remedy for the neglect, wrongful act or default of his employer and agents as before the law was passed, and is not subject to the defenses named.”
Our attention has been called to the ease of Schaefer v. *391Tool Co. 24 Dec. 266, where the superior court of Cincinnati reached a different construction of that section. We think the decision in that ease is in conflict with the authorities we have cited and many others that might be noted, and that the section in question if the employer does not pay the premium required in the insurance act, is only held to the exercise of ordinary care under the circumstances as heretofore-defined in Ohio.
The judgment will be affirmed.
Metcalf and Pollock, JJ., concur.