The Providential Life Insurance Co., appellant herein, issued a group policy (called “The Providential School Plan”) to the public schools of Harrisburg. The plan purported to pay the sum of $1,500, under specified contingencies, upon the death of a student.
This is a suit by Mr. and Mrs. Erby Clem, appellees herein, to collect for the death of their son David, a student in the Harrisburg High School, who was killed in an automobile accident while he and his teammates were on their way to Jonesboro to compete in a track meet.
The pertinent facts, which are not disputed, are now set out. (a) Appellant caused to be circulated a pamphlet *923or “application” to the students which states, in effect, the policy covers anyone who is killed while traveling “to and from home and school sponsored activities provided such travel is adult supervised.” (b) The application ivas taken by David to his parents who paid for the protection without ever seeing the policy, (c) The policy contains the following provision:
“In the event that such travel is performed by more than one motor vehicle, direct and immediate supervision shall mean in addition to the above, that at least one parent or adult school employee must be physically present in such motor vehicle; ...”
(d) When David was killed he was riding in the second of four cars which carried the team. In this car there was no parent of David or any “adult school employee”. However the trip to Jonesboro was supervised by the school officials, and two adult officials were in the fourth car.
Appellees filed this suit alleging David was killed while the policy was in full force and effect, and asking judgment for $1,500, interest, penalty, and attorney’s fee. Appellant filed an answer denying it owed any amount under the terms of the policy. At the close of all the testimony the trial court, over appellant’s objections, instructed a verdict in favor of appellees, hence this appeal.
It is our conclusion that the trial court was correct. Under Lawrence v. Providential Life Insurance Co., 238 Ark. 981, 385 S. W. 2d 936 appellees had a right to rely on the wording contained in the pamphlet or application referred to previously. In that case we said:
“ ... the application, the form of which was prepared by the insurance company, clearly states those things not covered by the policy. The insurance company had no right to add other exclusions to the policy without the approval of the applicant”.
*924In view of what we have just said, the only remaining issue or question presented to the trial court was whether the trip to Jonesboro was “adult supervised”. All of the testimony shows it was so supervised. The superintendent of the Harrisburg Schools said it was supervised, pointing out that the track coach, Eddie Borneo (an adult) was in charge of the team and the trip, and that he was assisted by another adult, both of whom went along with the boys. None of this is denied or questioned by appellant. Webster defines the word “supervise” to oversee, to superintend, to exercise supervision. Under the facts and circumstances of this case as heretofore set out, we think it would be unreasonable, and unjust to appellees, to allow a jury to speculate on whether the team trip was supervised by an adult. The trial court was correct in directing a verdict for appellees.
The judgment is affirmed.
McFaddin, J., concurs.