43 Mich. 515

Simon Sherrid, Mary P. Buck and John Curtis v. Mary Jane Southwick.

Estates of decedents — Homestead—Wife's signature to mortgage— Notice in ejectment.

A judgment will not be reversed for a defect in the judge’s finding, which a stipulation in the record shows was pure inadvertence.

A homestead may be claimed in lands of a decedent which he owned in common with another Lozo v. Sutherland, 38 Mich. 168.

A mortgage given by a married man of his homestead requires to its validity the signature of his wife, even though at the time she is not living with him. The signature of a woman, then passing as his wife, when she is not, is merely void.

A wife driven from her home by the misconduct of her husband carries with her all her marital rights, including the right to preclude the conveyance or mortgaging of the homestead without her consent.

The mortgage of a homestead given by a married man without his wife’s signature is void absolutely, and not merely as to the homestead interest. An heir at law of the mortgagor, after his death, may maintain ejectment against one holding under a foreclosure of it, and this, whether the heir is or is not a minor.

One who gets possession of a homestead under proceedings in foreclosure of a void mortgage, is not entitled to notice as tenant at will, before being sued in ejectment.

Error to Cass.

Decided June 9.

Trespass. Defendants bring error.

E. Bacon for plaintiffs in error.

Harsen D. Smith for defendant in error.

An estate in common will support a right of homestead in one of the co-tenants McClary v. Bixby 36 Yt. 254; Horn v. Tufts 39 N. H. 478; Heioitt v. Rankin 41 la. 35; Thorn v. Thom 14 la. 49; Tarrant v. Swain 15 Kan. 146; Greenwood v. Maddox 27 Ark. 660; McGuire v. Van Pelt 55 Ala. 344; Lacey v. Clements 36 Tex. 663; Williams v, Wethered 37 Tex. 130; Smith v. Deschaumes id. 429; Johnson v. May 16 N. B. B. 425; In re Swearlnger 17 id. 138; Com- *516 stock v. Comstock 27 Mich. 100; Sears v. Hanks 14 Ohio St. 301; Bartholomew v. West 2 Dil. 293; Freeman Co-tenancy § 54; Thompson Homesteads § 188; 1 Am. L. Reg; 654; a mortgage of a homestead is not valid without the wife’s signature even though she does not live on it with her husband, Meader v. Place 43 N. H. 308; Atkinson v. Atkinson 37 N. H. 436; Wood v. Lord 51 N. H. 448; Boyle v. Coburn 6 Allen 71; Williams v. Swetland 10 la. 51; Henderson v. Ford 46 Tex. 627; Lies v. DeBidbla 12 Cal. 329; a wife who is forced to leave her home by her husband’s cruelty or neglect forfeits none of her rights even to homestead, Baker v. Dayton 28 Wis. 368; Vanzant v. Vanzant 23 111. 536; Thompson on Homesteads §§ 283, 504; 1 Washb. R. P. 376; Bishop Mar. & Div. 653-7; Reeves Dorn. Rel. [3d ed.] 327; Tyler’s Inf. and Cov. 891.

Cooley, J.

Mrs. Southwiek, the defendant in error, brought ejectment in the circuit court to recover certain land which she claimed as heir-at-law of John Cave deceased. The defendants below claimed under the foreclosure of a mortgage given by John Cave, which the plaintiff insisted was void for the reason that the lands described therein constituted the homestead of the mortgagor, and he had at the time a wife who did not unite with him in giving it. The facts were found by the circuit judge, and are in substance the following:

John Cave in 1856 was married to Mary E. Cave, who is still living. The plaintiff in this suit was born in 1858, and is the only issue of this marriage. October 20, 1860, John Cave became the owner in fee of the south fifteen acres of thirty acres of land off the west side of the east half of the northwest quarter of section five, town five south of range thirteen west, Cass county. In July, 1863, John Cave and the plaintiff became tenants in common of the north fifteen of the same thirty acres, which had been previously owned by Cave’s mother. In December, 1864, Cave also became *517owner of ten acres lying east of and adjoining the thirty acres above described. Previous to 1862 Cave had resided with his family in a log-house on the south fifteen acres, but in the latter part of that year he removed to his mother’s house on the north fifteen acres, and three years later tore down the house he had lived in before. From 1862 to the time of his death in 1872 Cave occupied all three of the parcels of land above described, and cultivated the same as one farm. The fifteen acres owned by him and the plaintiff as tenants in common was never partitioned between them.' While they lived together Cave treated his wife cruelly and neglected to provide for her the comforts of life, and in 1862 she separated from him and did not live with him afterwards, though they were never divorced.

The mortgage under the foreclosure of which the defendants claimed was given to one Bryant September 1, 1867, and covered all three parcels of land. Cave’s wife was then living in another State, and one Lucinda M. Cave united in giving the mortgage, but for what reason is not explained. In one of the. briefs it is stated that she was then living with John Cave and passed as his wife. The mortgage was foreclosed in 1872, the land sold to one Sheffield, who afterwards deeded it to Lucinda M. Cave, and she to defendant Sherrid. Under this foreclosure deféndant Sherrid seems to have obtained possession of all the forty acres except seven and a-half acres in the northwest corner thereof, which remained in the occupancy of the plaintiff after her father’s death. In this corner the dwelling house was situated which Cave occupied at the time of his death. The present suit was instituted in 1879 and after the plaintiff had attained to her majority.

The circuit' judge on the facts found was of opinion that the mortgage under which defendants claimed was void for want of the signature of Cave’s wife, and therefore that plaintiff, as heir at law, was entitled to recover.

*518I. The circuit judge has failed to find what the value of the mortgaged land was; and it is urged that his judgment is for that reason erroneous, since the value may have exceeded the constitutional limit of $1500. Technically this objection is well taken. But it appears by a stipulation of the parties, which Is returned with the record, that the value of the land was actually under $1500, and that Cave, when he gave the mortgage, owned no other land than that which he described in it. We cannot, with this stipulation in the record, reverse the judgment, since the only result would be to send back the ease for a more complete finding, which could not possibly benefit the defendants. Slocomb v. Thatcher 20 Mich. 52.

II. The house in which Cave lived having been situated on that part of the land which he owned in common with another, it is argued there could be no homestead as to that, because a homestead is exempted only in its entirety, Amphlett v. Hibbard 29 Mich. 298; and none as to the remaining twenty-five acres, since that, having no dwelling upon it, was not a homestead in fact. Coolidge v. Wells 20 Mich. 79. In Lozo v. Sutherland 38 Mich. 168, the same question of the right to claim a homestead in land held in common was raised, and decided in the affirmative. Although in some other States there are decisions to the contrary, there are also many in accord with this conclusion, some of which are cited in the opinion in that case. Text writers have also taken the same view. Freeman on Co-tenancy § 54; Thompson on Homesteads § 188; Smyth on Homestead § 127. See In re Swearinger 5 Sawyer 52. But even if the part held in common could not be claimed as exempt, the remainder might be. Showers v. Robinson, ante, p. 502, decided herewith.

III. An argument against the invalidity of the mortgage because of the want of the wife’s signature, is drawn from the fact that she had then separated herself from him, and was living out of the State. It is said she *519was not entitled to be consulted under such' circumstances. Her «separation, however, was not an abandonment, and not a surrender of any rights. The finding shows that she was driven from her home by misconduct on the part of her husband of a nature so grievous that she might have claimed a divorce under the statute.. When a wife is thus driven off, she carries with her all her marital rights: the right to support, to dower, to control the disposition of the homestead. Barker v. Dayton 28 Wis. 367, 383. This power of control is conferred upon her as a means of conservation and protection; but if the husband could acquire independent authority to dispose of the homestead without the wife’s consent, by driving her with blows from his house, or by such other conduct towards her as should altogether destroy the comfort of home, her constitutional right to withhold her consent from a sale or mortgage would be of no value whatever. Indeed as a means of restraint upon a vicious and unprincipled man it might be worse than useless, for it would benefit him, if he desired to sell or encumber his homestead, to first break up his home. Vanzant v. Vanzant 23 Ill. 536, 542. But what the law intends is, that she shall have in her own hands, exempt from her husband’s control, an important means of protection to the home as well as to the homestead. Meader v. Place 43 N. H. 307; Atkinson v. Atkinson 40 N. H. 249, 252; Sellon v. Reed 5 Biss. 125, 126.

IV. The point is also made here, as it has been before in this court, that the mortgage was invalid only as against the homestead right — a right which- continued after John Cave’s death only till the plaintiff came of age. But the Constitution after indicating what land shall be exempted as a homestead, declares that a “ mortgage or other alienation of such land by the owner thereof, if a married man, shall not be valid without the signature of the wife to the same.” Article xvi. § 2. A thing not valid is void; and a security void is incapable of enforcement. The Constitution in terms declares that *520the “land and dwelling-house thereon” constituting the' homestead, shall not be sold or mortgaged unless'’the wife of the owner, if he have one, unite with him in the act that disposes of or encumbers it. This was expressly ruled in Dye v. Mann 10 Mich. 291, in which a second mortgagee, who had obtained the wife’s signature to his mortgage, was held entitled to take advantage of the invalidity of a prior mortgage which she had not signed. See also Watertown Ins. Co. v. Sewing Machine Co. 41 Mich. 131; Eldridge v. Pierce 90 Ill. 474. The wife may also take advantage of it, Comstock v. Comstock 27 Mich. 97; and so no doubt may the husband himself, since otherwise it would become impossible for him, because of the existence of a deed or mortgage executed by himself alone, to exercise his undoubted right to dispose of one homestead in order with the proceeds to acquire another. State v. Geddis 44 Ia. 537; Eldridge v. Pierce 90 Ill. 474.

V. It is objected to the plaintiff’s recovery that the defendants, if they had no other rights, were at least' tenants at will, and entitled as such to the statutory notice to quit. There can be no force to this objection unless the defendants acquired possession by consent of the person entitled to it. The record instead of showing] such consent negatives it. Defendants came in under i adversary proceedings which were taken to enforce ai void mortgage.

The judgment must be affirmed with costs.

The other Justices concurred.

Sherrid v. Southwick
43 Mich. 515

Case Details

Name
Sherrid v. Southwick
Decision Date
Jun 9, 1880
Citations

43 Mich. 515

Jurisdiction
Michigan

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